Every one of us at PTB is excited for the opportunities 2010 promises to bring and we're eager to make improvements in both our personal and professional lives.

From exercising and Saxophone lessons, helping with PTA committees, to creating a website on the philosophy of kite-flying, we have many things to occupy our time.

We are eager to increase our efforts to strengthen and expand tax preparation programs and sites (expecially in light of the changes in tax laws and brackets this year).

We will also continue working with credit unions, businesses, and other organizations to provide financial education to more people.

And, among many other things, we'll be dedicating our time and energy to employee ownership programs and domestic as well as overseas entrepreneurship support projects.

2010 will be great!